Identity theft is one of the fastest-growing crimes nationwide and can affect anyone, regardless of age, income, or background. It occurs when someone uses your personal information without permission to make purchases, open accounts, or commit other forms of fraud.

In today's digital world, personal information is shared more frequently than ever before. Data breaches, phishing scams, and unsecured online activity can expose sensitive personal details such as Social Security numbers, bank account information, and login credentials. At the same time, "traditional" methods of identity crime, like mail theft or stolen documents, continue to pose risks.

The impact of identity theft can be significant, ranging from financial loss to long-term damage to credit rating. Taking preventative steps now can greatly reduce your chances of becoming a victim.

  • Avoid carrying unnecessary personal documents
  • Never share Social Security numbers unless required
  • Shred documents containing financial or personal data

Practice Safe Online Habits

  • Use strong, unique passwords
  • Enable multi-factor authentication when available
  • Avoid using public Wi-Fi for financial transactions
  • Be cautious of emails or messages requesting personal data

Monitor Financial Activity

  • Regularly review bank and credit card statements
  • Enable transaction alerts in your banking app(s) if available
  • Check your credit report periodically
  • Report suspicious charges immediately

Recognize Common Scams

  • Phishing emails/texts pretending to be trusted organizations
  • Fake payment requests
  • Unsolicited calls requesting personal information

Identity Theft Action Steps

If you believe you are a victim of identity theft, taking quick action can help limit the damage.

Change passwords and secure accounts
Update the passwords for all of your financial accounts, your email, and any other sensitive platforms.

Contact your financial institutions immediately
Notify your bank and credit card companies of any suspicious activity. They can help secure your accounts and prevent further unauthorized transactions.

Place a fraud alert or credit freeze
Consider placing a fraud alert on your credit file or freezing your credit to prevent new accounts from being opened in your name.

Review your credit reports
Check your credit reports for unfamiliar accounts or activity. Monitoring your credit can help you identify additional misuse of your information.

Report the theft
Contact the Fairfield Police Department at 513-829-8201 to file a police report. You should also notify the Federal Trade Commission (FTC) at IdentityTheft.gov. Keep documentation of the incident.

The three major credit reporting services (Equifax, Experian, and TransUnion) also offer services to assist victims of identity theft.